Condo Insurance
California Condo Insurance (HO-6 Policy) provides coverage for the inside walls of the unit; the outside area is the jurisdiction of the condo association’s Insurance policy. Each association’s master policy is different, however your California Condo Policy typically wold include coverage for:
In addition to personal property coverage in the event of a loss, your California condo insurance policy also protects you against liability claims if you are responsible for another person’s injury or property damage, or you have legal fees to pay due to a lawsuit.
What does California Condo Insurance Typically Cover?
Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types:
Please note that a California Condo Insurance Policy will cover you for loss or damage to your personal possessions, and provide coverage for personal liability and medical payments. Secondly, the policy in most cases will cover loss of use in the event that your condominium becomes badly damaged by a fire or storm and you need to live elsewhere during repairs. Insurance for a particular condo is known as an HO-6 policy. HO-6 policies typically provide you with coverage for a range of causes of loss. You may have to purchase additional coverage for specific items such as artwork, jewelry and other items of value.
California Condo Insurance Policy (HO-6) Coverages
Contact us today to learn more about California Condominium Insurance. One of our dedicated agents will be happy to provide you with a thorough coverage evaluation, as well as offer you a free quote right now! Give us a call at 714.563.4333 or send us your information by using the form below.