California General Liability Insurance Specialist
California General Liability Insurance is liability insurance designed to cover the expenses for legal defense and damages that you become obligated to pay as a result of a lawsuit against your business for either physical or financial injuries. Some examples of physical injuries could be a client being injured on your premises, or an employee damaging a client’s property. Where financial injuries could be considered to be a received job not being done satisfactorily. ConXis Insurance Services looks to understand your business to make sure that we can partner with you to build coverage for your California General Liability Insurance.
What Does California General Liability Insurance Cover?
General liability insurance is required to do business in California. Potential clients, RFP’s (Request for Proposals), and jobs that you look to bid on in the state of California will require that you have commercial general liability insurance. This is done not only to protect the client but also to protect the business owner. In the event you are sued, you have a claim without insurance it could financially decimate the business. Here are some of the incidents (perils) that general liability covers.
- Lawsuits
- Investigations
- Settlements
- Medical Damages
- Attorney Fees
- Injury Damages
- Slander
- Libel
- Copyright Infringement
- Invasion of Privacy
Business Commercial Policy Add Property Coverage?
One caveat that many California businesses need to understand that in Commercial General Liability policy property coverage is not a standard coverage. Business property coverage can be added to the policy is referred to as BOP or “business owner policy“. Understanding your property coverage and how it works is essential to your business. Make sure that you talk to your ConXis Insurance Services Agent to see how they can help craft the best policy for you.
What Our Clients Say
“Appointing Chris as our broker to all of our polices has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, understand what the policy entails and does/ not cover in order to make the best decisions for our business….”
“Chris has handled both my personal and business insurance needs in both a timely and professional manner. He’s easily accessible and very responsive. I’ve referred business customers of mine to him and he’s treated them the same way he did me. I would highly recommend Chris for all your insurance needs.”
“Great all around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”
Why Choose ConXis Insurance Services Agency?
ConXis Insurance Services is founded on the principle that your protection and security is our business. We work with you as a team to provide you the best coverage at market competitive prices. Our philosophy is to grow with you and service your needs as your life and circumstances change over time. Our pledge is to provide you the highest level of customer service and professionalism to exceed your expectations and earn your trust. ConXis Insurance emphasizes the needs of our clients above all. Our mission is to provide protection and peace of mind for our clients. Our success is based on your continued satisfaction.
