California General Liability Insurance is liability insurance designed to cover the expenses for legal defense and damages that you become obligated to pay as a result of a lawsuit against your business for either physical or financial injuries. Some examples of physical injuries could be a client being injured on your premises, or an employee damaging a client’s property. Where financial injuries could be considered to be a received job not being done satisfactorily. ConXis Insurance Services looks to understand your business to make sure that we can partner with you to build coverage for your California General Liability Insurance.
General liability insurance is required to do business in California. Potential clients, RFP’s (Request for Proposals), and jobs that you look to bid on in the state of California will require that you have commercial general liability insurance. This is done not only to protect the client but also to protect the business owner. In the event you are sued, you have a claim without insurance it could financially decimate the business. Here are some of the incidents (perils) that general liability covers.