In general, commercial Inland Marine insurance covers any property that is movable, transportable, or involved in transferring information.



When your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage.

Inland marine insurance was developed to protect against losses while shipping goods, Inland Marine insurance may protect your business against a myriad of other property damage risks. Some of these include:

  • Bailee’s customer coverage: This is designed to protect your business from liability if a client’s’ property is damaged in your care, like if you operate a repair shop.
  • Builders’ risk: During construction projects, builders’ risk can protect the structures and materials used.
  • Exhibition and fine art coverage: If a valuable piece of artwork is on display, in transit, or on loan, exhibition and fine art coverage is designed to protect it.
  • Installation floater: This can cover goods from damage once they’re loaded on a truck until they are put to use.
  • Motor truck cargo coverage: When your business is transporting goods or delivering them to a client, this coverage can protect goods from damage.
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