Life Insurance/Texas Whole Insurance

Texas Whole Life Insurace

Texas Whole Life Insurance What Is It?

Texas Whole Life Insurance is considered permanent life insurance. Whole life insurance is a life insurance contract that provides insurance coverage of the contract holder for his or her entire life. Upon the inevitable death of the contract holder, the insurance payout is made to the contract’s beneficiaries.

How Does Texas Whole Life Insurance Work?

Texas Whole Life Insurance provides coverage for the life of the insured. In addition to providing a death benefit, whole life also contains a savings component where cash value may accumulate. These policies are also known as permanent or traditional life insurance.

The most common of life insurance products, whole life insurance guarantees payment of a death benefit to beneficiaries in exchange for level, regularly-due premium payments. The policy includes a savings portion, called the cash value, alongside the death benefit. In the savings component, interest may accumulate on a tax-deferred basis. Growing cash value is an essential component of whole life insurance. ConXis Insurance can help you through the process to determine the best coverage for you.

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