California residents are finding that as they re buying new homes. In some areas, it is becoming harder and harder to find home insurance. This is because insurance companies are becoming more selective in what they deem to be brush areas. Thus the need for California Wildfire Insurance. New homeowners are limited in their insurance options available to them.
ConXis Insurance Services insures homes, condos, townhomes, renters, landlords, mobile homes, and rental units throughout California in high brush and wildfire areas. We have access to many A-rated insurance carriers that will insure your property whether it is a luxury estate, small studio, or anything in between.
Our agency also specializes in escrow closings with properties in high brush regions and work directly with your lender and escrow officer to make sure your escrow closes on time.
Brush is considered to be any bushes, shrubs, thicket, trees, (alive or dead), or any other “unmanaged” vegetation near your home or property. This vegetation can potentially light on fire, burn and/or fuel a wildfire. Vegetation or trees growing in thick bundles (especially low to the ground) are more of a threat as brush as a fire source. Homes within close proximity to native flammable vegetation are of great concern to insurance carriers. Piles of dead yard debris, tree branches, dried grass, etc. are also considered uncleared brush.
If you have a yard with manicured vegetation (i.e. groomed plants/trees), this is not typically a concern unless the greenery is touching the home, roof or hanging within 3 feet over the roof.