Texas general liability insurance is liability insurance designed to cover the expenses for legal defense and damages that you become obligated to pay as a result of a lawsuit against your business for either physical or financial injuries. Some examples of physical injuries could be a client being injured on your premises, or an employee damaging a client’s property. Where financial injuries could be considered to be a received job not being done satisfactorily. ConXis Insurance Services looks to understand your business to make sure that we can partner with you to build coverage for your McKinney, Texas general liability insurance.
General liability insurance is required to do business in Texas. Potential clients, RFP’s (Request for Proposals), and jobs that you look to bid on in the state of Texas will require that you have commercial general liability insurance. This is done not only to protect the client but also to protect the business owner. In the event you are sued, you have a claim without insurance it could financially decimate the business. Here are some of the incidents (perils) that it covers.
One caveat that many Texas businesses need to understand that in Texas Commercial General Liability policy property coverage is not a standard coverage. Business property coverage can be added to the policy is referred to as BOP or “business owner policy“. Understanding your property coverage and how it works is essential to your business. Make sure that you talk to your ConXis Insurance Services Agent to see how they can help craft the best policy for you.
Our goal is to work with you and be life long business partner
We work with each carrier as your advocate to get you the best coverage and rate available.
Some kind words from our respected clients
“Fantastic!”
“Chris has handled both my personal and business insurance needs in both a timely and professional manner. He’s easily accessible and very responsive. I’ve referred business customers of mine to him and he’s treated them the same way he did me. I would highly recommend Chris for all your insurance needs.”
Steve Jones- SRJ Financial
“Partner”
“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business. Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”
Mary Arcila- Servpro Yorba Linda/Brea
“Experts!”
“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”
Chris Stearns