Texas General Liability Insurance Specialist
Texas general liability insurance is liability insurance designed to cover the expenses for legal defense and damages that you become obligated to pay as a result of a lawsuit against your business for either physical or financial injuries. Some examples of physical injuries could be a client being injured on your premises, or an employee damaging a client’s property. Where financial injuries could be considered to be a received job not being done satisfactorily. ConXis Insurance Services looks to understand your business to make sure that we can partner with you to build coverage for your McKinney, Texas general liability insurance.
What Does Texas General Liability Insurance Cover?
General liability insurance is required to do business in Texas. Potential clients, RFP’s (Request for Proposals), and jobs that you look to bid on in the state of Texas will require that you have commercial general liability insurance. This is done not only to protect the client but also to protect the business owner. In the event you are sued, you have a claim without insurance it could financially decimate the business. Here are some of the incidents (perils) that it covers.
- Medical Damages
- Attorney Fees
- Injury Damages
- Copyright Infringement
- Invasion of Privacy
Business Commercial Policy Add Property Coverage?
One caveat that many Texas businesses need to understand that in Texas Commercial General Liability policy property coverage is not a standard coverage. Business property coverage can be added to the policy is referred to as BOP or “business owner policy“. Understanding your property coverage and how it works is essential to your business. Make sure that you talk to your ConXis Insurance Services Agent to see how they can help craft the best policy for you.
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