Texas Business Insurance/Business Interruption Insurance

Texas Business Interuption Insurance

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Do I Need Texas Business Interruption Insurance?

Texas business interruption insurance should be considered to be as important to your insurance portfolio as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms. But too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises so that they were temporarily unusable. Business interruption coverage is not sold separately. It is added to a property insurance policy or included in a package policy.

What Does  Texas Business Interruption Insurance Cover?

If a covered loss forces your business to shut down, business interruption insurance is designed to  cover your operating expenses, like:
  • Revenue you’d normally make if your business was open.
  • Mortgage, rent, and lease payments for space where your business is located.
  • Loan payments that you need to make during that time.
  • Taxes, whether you pay them monthly or quarterly.
  • Payroll for your employees.
  • Relocation costs if you have to move to a new or temporary location because of physical damages.
Protect your busienss with business interruption insurance

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Get in touch with us today and let’s start transforming your business from the ground up.

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How Much Business Interruption Coverage Do I Need?

It can be hard to determine how much business interruption insurance you need. A good rule of thumb is to use your gross earnings and projections to estimate future profits and determine the right amount of coverage. Remember, if your business interruption costs exceed the coverage limit you choose, you’ll have to pay out of pocket for the extra expenses. However, any coverage is better than no coverage.

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  • Work With Over 75 Carriers

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  • Design Coverage Specifically for You

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ConXis Insurance Is There For You. We Write Insurance in All of Texas.

If your business is large or small, in a big city or small city we have multiple carriers to choose from.

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We work with each carrier as your advocate to get you the best coverage and rate available.

What Our Clients Say

Some kind words from our respected clients

“Fantastic!”

“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

Steve Jones-  SRJ Financial

“Partner”

“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

Mary Arcila- Servpro Yorba Linda/Brea

“Experts!”

“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Chris Stearns