Texas Business Insurance /Texas Commercial Auto Insurance

Texas Commercial Auto Insurance

Texas Commercial Auto Insurance

Driving a commercial auto is one of the larger risks that business in Texas takes every day. You or your team member driving about moving goods and services does create risk no matter how careful you may be. McKinney Texas commercial auto insurance is needed to transact day to day business to insulate the business. ConXis Insurance Services offers coverage for a variety of commercial vehicles used to conduct daily business including cars, pick-up trucks, vans, landscaping trucks, utility trailers, cargo vans, flatbeds, straight trucks, and more. Whether your fleet is big or small, Texas business owners are required to be properly covered by a commercial auto insurance policy.

What Does Texas Commercial Auto Insurance Cover?

ConXis Insurance Services understands that commercial auto insurance coverage can be similar to a personal auto insurance policy, except that a commercial auto is a vehicle that is used primarily for business. Note primarily, because the same vehicle may be used for both personal and commercial purposes. It is important to properly differentiate a personal vehicle from a commercial vehicle.

Commercial auto coverage includes liability, comprehensive, collision, uninsured/underinsured motorist, personal injury protection, medical payments, and many other options.

Texas Commercial Auto Insurance in Mckinney

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Why Do I Need Texas Commercial Auto Insurance ?

A Good rule of thumb is that is your vehicle is used in business  it will most likely need commercial auto insurance. ConXis  Insurance Services recognizes the value of insulating your business from unnecessary risk.  Here are some reasons as to why you need to make sure your vehicles are insured properly with commercial auto insurance:

  • Your commercial auto policy will carry higher liability limits than your personal auto policy due to increase risk of lawsuits.
  • Customized or Tailored Protection – A commercial auto insurance policy is designed to provide the type of protection a business vehicle needs. It takes into consideration the type of use the vehicle will get, where and when it will be used, and can be written to include special coverage based on the industry where the vehicle is used.

Commercial Auto Insurance In Texas

ConXis Insurance Services understands any vehicle used for the business activity must be insured under a  commercial auto insurance policy. This includes but is not limited to:  carrier and delivery trucks; taxi cabs, limousines,  ground transport vehicles; and construction and work vehicles,  messenger vehicles; pizza and other local delivery vehicles; snowplow vehicles used to generate income; and any vehicle registered to a business or used in any way for business purposes. Failure to insure a vehicle being used for any business purpose under a  commercial auto policy is a risk to the business itself, especially small businesses that could go out of business if any medium to large liability claim is denied and the business is required to pay out of pocket.

Any commercial operation in Texas must understand that vehicles used by a business for any reason must be covered under business auto insurance. This specific type of insurance offers the protection necessary to keep a company out of legal trouble and covers their liability in the event a commercial vehicle is involved in some type of accident. To learn more about what type of insurance a company requires for its vehicles, contact an experienced Texas commercial auto insurance or business auto insurance agent to discuss specific needs to get the right coverage for your company vehicles!

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If your business is large or small, in a big city or small city we have multiple carriers to choose from.

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What Our Clients Say

Some kind words from our respected clients


“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

Steve Jones-  SRJ Financial


“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

Mary Arcila- Servpro Yorba Linda/Brea


“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Chris Stearns