Texas Personal Insurance/Texas Personal Umbrella Insurance

Texas Umbrella Insurance Specialist

What is Texas Personal Umbrella Insurance?

Texas Personal Umbrella Insurance is one of the best-kept secrets in the insurance business. Umbrella Insurance is an inexpensive relative for the liability coverage that you receive.  This coverage is used to protect you when that one big insurance claim happens.  It kicks in when your underlying home or auto insurance policy limits have been exhausted.  Anyone can purchase personal umbrella insurance to cover them in case other liability insurance falls short or does not apply. It provides benefits when the underlying liability policy has reached its limits, and the claims are higher than the underlying limits. It is designed to prevent catastrophic loss.

What Does  Personal Umbrella Insurance Cover?

Personal Umbrella Insurance is personal insurance that covers liability after other applicable when primary policy limits have been exhausted. Umbrella policies may also provide added coverage for the legal defense of some lawsuits and claims that other policies would deny. Because it provides expanded coverage, umbrella insurance should provide coverage for some claims that other underlying liability insurance covers in addition to other policies. Umbrella policies do have exclusions; if necessary,  you may be able to cover with a rider.

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Get in touch with us today and let’s start transforming your Texas Umbrella Insurance.

Who Needs Personal Umbrella Insurance In Texas?

ConXis Insurance Services recognizes that we live in a very litigious society today. Sue is not just a middle name any more it seems to be common place in both our business and personal life.  It is best practice that if you have any type of assets , have access to some in the future for example an inheritance, or future income potential that it would be in your best interest to have a Texas personal umbrella insurance policy.  The cost typically would run less than a cup of coffee that you would buy your self on the way to work every morning. We are happy to review your coverage.  ConXis Insurance Services is here for you.

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  • Work For You Not The Carrier

  • Work With Over 75 Carriers

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ConXis Insurance Is There For You. We Write Insurance in All of Texas.

If your business is large or small, in a big city or small city we have multiple carriers to choose from.

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Our goal is to work with you and be life long business partner

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We work with each carrier as your advocate to get you the best coverage and rate available.

What Our Clients Say

Some kind words from our respected clients


“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

Steve Jones-  SRJ Financial


“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

Mary Arcila- Servpro Yorba Linda/Brea


“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Chris Stearns