Commercial Business Insurance/Builders Risk Insurance in Texas

Builders Risk Insurance in Texas

Do I Need Builders Risk Insurance In Texas?

Builders Risk Insurance is a specialized type of property insurance designed for buildings under construction.  This policy is built for the course of construction for a new project. The policy starts on the effective date and ends when the project is completed and ready for occupancy.

Builders’ risk insurance in Texas is an essential protection for construction projects. Unfortunately, Builders Risk Insurance in Texas can be complex and often misunderstood. Because each project is different there are no standardized policy forms for builders risk. As a result, coverage varies from insurer to insurer and project to project. When written properly, a builders risk policy is the backbone for a successful risk management program. ConXis Insurance Services can help you find the right policy for your project. Our agents are experienced and have access to many highly rated insurance companies

What Does Texas Builders Risk Insurance Cover?

No Two polices are alike as each construction project is different. In most cases, business risk insurance will cover property losses due to fire, explosions, theft, and vandalism.  As with any policy, there are some exclusions earthquake and flood are generally excluded in some cases you may be able to purchase extensions. Other standard exclusions include ordinary wear and tear, acts of terrorism and war, employee theft, rust and corrosion, mechanical breakdowns, and damage resulting from faulty design, planning, workmanship, and materials.  ConXis Insurance Services can help you find the right policy.

Rotect your bsuilding with business risk insurance

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“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

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“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

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