Do I Need Garage Insurance In Texas?

Garage insurance in Texas and Garage Keepers insurance are often confused in what each type of coverage that each forms offers.  Typically Garage owners will look to add coverage under both forms to make sure that there is no gap in their coverage.  ConXis Insurance Service understands the complexities of Garage insurance  and is here to help. Our professionals can walk you through the process to fell assured that you have the right coverage for your business.

Why In Most Cases Do I Need Texas Garage Insurance And Garage Keepers Insurance?

In most cases neither garage insurance or Garage Keepers insurance is sufficient by itself for a business. Each coverage overlaps and compliments each other and together insulate the garage owner from risk.

Garage insurance in Texas is designed to cover bodily injury or property damage that is a result of an accident during standard garage operations. Not to over simplify it but think of  Garage insurance in Texas more as General Liability policy.  This policy will cover your liability someone comes ot your shop slips and falls, causing injury. You manufacture or distribute  a product that cause damage to persons auto. Employee dishonesty etc.

Garage Keepers insurance in Texas again to try and simplify it you should think of Garage keepers insurance more as property policy.  This policy is designed to cover third party autos “while the insured is attending, servicing, repairing, parking or storing it in your garage operations.”    This coverage is designed to protect customers autos from damage while the vehicle is your custody. Examples would be fire, theft, natural disaster, collision while test driving the vehicle etc.  Note the policy does not cover personal contents of your customers vehicle. This is one coverage you may want add via endorsement to make sure if something happens you have coverage.

ConXis Insurance is here to help you understand the differences between Garage insurance in Texas and Garage Keepers insurance. Our independent agents  can walk you through the process and find the best coverage for you and your garage.

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If your business is large or small, in a big city or small city we have multiple carriers to choose from.

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What Our Clients Say

Some kind words from our respected clients


“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

Steve Jones-  SRJ Financial


“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

Mary Arcila- Servpro Yorba Linda/Brea


“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Chris Stearns