BUSINESS OWNER POLICY
A Business Owner Policy Looks to combine both a liability and property coverage in one policy at a combined typically discounted rate. The policy looks to caters to small business meeting the needs to business os they can operate efficiently. The BOP typically covers on the liability side damage to a clients property, injuring a person’s reputation, business causes physical injury, infringing on a copyright. On the Property Side it looks to cover theft, fire and vandalism, (note there is very limited coverage for property in transit that would be covered under inland marine policy) The Business owner policy also offers options for income protection, cyber and some other items. .