Texas Business Insurance/Business Owner Policy

Texas Business Owner Policy

Do I Need A Texas Business Owner Policy?

The short answer is YES. Most businesses need a Texas Business Owner Policy (BOP). A BOP is designed to insure a business for both a liability component of a policy similar to a General Liability policy and property coverage similar to a commercial property insurance policy in one policy at a typically discounted rate. A BOP is designed for smaller businesses meeting the needs of a business combining both liability and property protection in one policy. ConXis Insurance Services has many “A-rated” carriers that we can shop to find the best policy at the best prices for you.

What Does Texas Business Owner Policy Cover?

A  (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance is designed to insulate your business from claims resulting from things like fire, theft, or other covered disasters. Texas Business Owner insurance also helps cover claims that could arise from your business’s operation. These include claims of bodily injury or property damage.
Businesses can tailor their (BOP) to help meet their unique needs by adding optional coverages like:
  • Data breach
  • Business income for off-premises utility services
  • Other specialized coverages
A BOP policy is great because it can be custom-made to fit small business insurance needs, It is versatile enough to be used for all businesses of any size.  Package policies, such as a BOP, are built to cover businesses that generally face the same risks.
Protect your business property and have liability insurance

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If your business is large or small, in a big city or small city we have multiple carriers to choose from.

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What Our Clients Say

Some kind words from our respected clients


“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”

Steve Jones-  SRJ Financial


“Appointing Chris as our broker to all of our policies has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, as his clients, understand what the policy entails and does/ does/not cover in order to make the most educated decisions for our business.  Chris cares about our business and for creating a long-term relationship with us, he has explained our workers compensation insurance and MOD impact like no one else has. We cannot thank Chris Enough for everything he has brought to our business.”

Mary Arcila- Servpro Yorba Linda/Brea


“Great all-around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Chris Stearns